It's disheartening and enlightening to discover a world of psychological power subtly influencing my own decisions that separate me from my money. My father gave me the best definition of work I've ever heard: "Separating people from their hard earned money takes a great deal of effort. That's why it's called 'work'". It is humbling and embarrassing to know that with the years of psychological education, training, and experience that I am just now realizing how I have been set up as a consumer.…See More

Today.It is slowly creeping into my head that my original mission - the one crudely formed at 19 - is to help as many people as possible. I have been off track for a number of years and for reasons I cannot fully articulate apart from my own pride keeping such a mission in an opaque state of an unattainable ideal.Today is different, I believe.See More

An investment. That's what I believed. Borrow as much as you can to get through school because an education was an investment.I was wrong.While it is true that an education will pay off with higher incomes and better money making opportunities, I was wrong to believe that student loans were the way to invest in such. And now, 16 years later, I have to admit I need help because I am no better off with my student loan balance. What happened? How did I get myself in this mess? In search of…See More